If you know that a major storm is coming, or live in an area that is prone to flooding, keep the following tips in mind to prevent water damage to your vehicle: Move your car to a higher elevation. Park on a higher level of an above-ground parking garage or towards the top of a hill. […]
On a cold day there is nothing quite like warming up to a wood burning fireplace. To enjoy your fire safely,be sure to take the proper steps to protect your family, home, and possessions from hazards such as chimney fires, excessive smoke and burns. For wood or pellet stoves, you’ll want to research so that you’re […]
My car has been in a collision! Do I need to get it repaired? Policyholders have often questioned and expressed preference for cash settlement following a motor vehicle collision loss. The reality is that the insurer retains the right to repair or replace the damaged parts of the vehicle instead of a cash settlement. Let’s […]
What is a staged car accident and how to avoid them! “Staged” accidents are orchestrated by fraudsters trying the profit from their actions. These staged collisions often cause extreme repair costs, false medical invoices, and contrived legal fees, all of which can result in large insurance claim payouts that line their pockets or help finance […]
Several factors go into determining the cost of your car insurance. Insurance companies consider the following 3 factors as most important: 1. Make, model, and year of your vehicle. Insurance companies use the Canadian Loss Experience Automobile Rating (CLEAR) system to price car insurance based on the likelihood that a vehicle will be the subject […]
When you buy your insurance products whether it is auto insurance, home insurance or any other insurance products there are lot of protections that you won’t get when you buy the same through a direct writer insurance company. See below what you will get other than insurance coverage if you buy through an independent insurance broker and […]
