Spring Car Maintenance

Spring Car Maintenance!

After a long winter, you’re likely ready to give up your hibernating ways for some adventure and sunshine. For many Canadians this means family vacations, trips to the cottage, camping excursions, and weekend road trips. Whatever your style, chances are you are getting ready to hit the road, but are you confident that your car […]

Spring Cleaning

Spring Cleaning Checklist

After a long winter there’s nothing better than throwing open all the windows and getting some fresh air into the house. Once energized by warm spring breezes, it’s time for you to get rid of all that winter clutter and dirt. It might seem like a lot of work at first, but you won’t be […]

Winter Insurance Tips

Winter Insurance Tips

Winter brings many surprises, such as those special gifts under the tree, a red robin peeking through the branches of a snow-laden tree or discovering a passion for snowboarding.  It can also bring some unpleasant surprises, such as slipping on ice or having to clear snow off your roof.  Nobody likes unpleasant surprises, so here […]

home insurance premium increases

Why did my home insurance premium go up?

Home insurance premium increases and how to mitigate: If your home insurance premium increases, several factors likely went into determining your new rate. Some premium increases may be due to factors within your control, others are caused by issues that are affecting home insurance customers across the country. Here are the common reasons for price […]

Staged Car Accident

Staged Car Accidents-Who pay the price and what we can do as citizens?

What is a staged car accident and how to avoid them! “Staged” accidents are orchestrated by fraudsters trying the profit from their actions. These staged collisions often cause extreme repair costs, false medical invoices, and contrived legal fees, all of which can result in large insurance claim payouts that line their pockets or help finance […]

How is car insurance premium calculated?

Several factors go into determining the cost of your car insurance. Insurance companies consider the following 3 factors as most important: 1.  Make, model, and year of your vehicle. Insurance companies use the Canadian Loss Experience Automobile Rating (CLEAR) system   to price car insurance based on the likelihood that a vehicle will be the subject […]

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